CDs & IRAs

Maximize Interest, Minimize Hassle

Whether short-, intermediate-, or longer-term, we have the Certificates of Deposit and Individual Retirement Account options that will help you get the most out of your savings. Which is right for you? That's where the local experts come in. We're happy to go over all your options and find the right mix of return on investment and liquidity that fits your unique financial situation.

Certificates of Deposit (CDs)1

  • From 7-day to 5-year terms
  • Low opening deposit
  • Competitive fixed rates
  • Safe and flexible investment strategy

First Choice CD1

  • 2-year CD = 1 rate change; 3-year CD = 2 rate changes
  • Low opening deposit
  • Competitive rates

12-Month Liquid CD2

  • Ability to withdraw funds before the CD matures; each withdrawal must be a minimum of $1,000 and must occur more than 6 days following the previous withdrawal; limit of 4 withdrawals during the term of the CD
  • Competitive rates
  • Grow your money faster while still having access

Individual Retirement Accounts

  • Invest in your future
  • Plan for retirement
  • Plan for college expenses
  • Enjoy fantastic tax advantages while you invest

IRA Funding Opportunities

  • Bank Certificates of Deposit
  • Bank First Choice Certificates
  • Stocks, Bonds, and Mutual Funds3

1Penalty for early withdrawal.
2If the balance falls below $1000, the account will close. See banker for details.
3Investment products that include non-bank products are not FDIC insured, are not deposits or obligations of, nor guaranteed by, the financial institution, and may be subject to investment risks, including possible loss of the principal invested.